Now the world has become digital. Almost everything is now being done digitally. Especially when it comes to things related to banking, whether to send money to someone or to ask for money from anywhere, now everything is being done online easily.
People are also resorting to online payment to buy goods. The most important thing is that you do not need to carry cash, you just need to have a mobile phone. Online money transfer also saves a lot of time. However, many times people also make mistakes in transferring money to someone in a hurry. In this case the money gets transferred to the wrong account. Now the question is, can you get this money back? Let us know what should you do if you have transferred money to someone else’s account by mistake?
Actually, the trend of online payment and money transfer has increased a lot in the last few years. In such a situation, there has also been a significant increase in the complaints of online fraud. Many incidents also come to the fore that cyber criminals take away money from someone’s account by just giving a missed call. So there is a need to be cautious.
If your money has been transferred to someone else’s account by mistake or someone has taken your money wrongly, then to get it, you will first have to inform the bank, after which the bank will investigate the matter and After the completion of the investigation, if everything is found to be correct, then the bank will give you all your money, but for this you will also have to comply with some conditions.
First of all, you have to get your ATM card and internet banking service stopped and also you have to report this matter to the police. Then it is necessary to submit a copy of the FIR in the bank as well. The bank will investigate the money withdrawn under the FIR.
If you have transferred money to another account by mistake, then the first thing to do is to contact your bank and tell that you have transferred money to someone else’s account by mistake. Apart from this, go and meet the bank of whose account you have transferred the money. If the money has been transferred to someone else’s account by mistake, then you can get the money back if you give proper proof of it.
According to the Reserve Bank of India, if money is withdrawn from your account without your permission, you will have to inform the bank within three days. You will get your full money back.