The ongoing COVID-19 pandemic and the lockdown restrictions have led people to not step out of their homes. Several of the essential services including making payments, several banking services, etc. have also become digitalised.
Now, the Post Office has come up with a strategy to help people get through this tough situation. For the unversed, India Post has been distributing money at people’s doorstep via the Aadhaar Enabled Payment System (AePS) transactions.
In a tweet, India Post said, “During the COVID-Pandemic, India Post is effectively distributing money at people’s doorstep with Aadhaar Enabled Payment System (AePS) transactions following COVID Appropriate Behaviour.”
According to a report on India.com, AePS is a payment service that allows customers of the bank to perform transactions using their Aadhar Card. Customers of Bank participating in AEPS and India Post Payments Bank (IPPB) can avail of this Aadhaar Enabled Payment System.
The services which can be availed as part of the AEPS include Balance Enquiry, Aadhaar to Aadhaar Fund Transfer, Cash Withdrawal, and Mini Statement. To benefit from this service, you need to have a bank account and that bank must be a part of the AEPS as well. The account holder should also link their Aadhaar with the bank account. An important point to note here is that the transaction is completed only using the Aadhaar card holder’s biometric authentication.
India Post Payments Bank offers a doorstep banking facility so Postal employees visit the home of the customer.
A step-by-step guide to getting money at your doorstep via Post Office.
Step 1: Bank customers are required to book their appointment by giving a call to the contact centre at 155299.
Step 2: Next, a confirmation SMS will be sent to the registered mobile number.
Step 3: Customers will have to confirm the visit details to India Post Payments Bank’s representatives.
Step 4: Provide your account number or mobile number, or show your QR card to the doorstep representative.