Using bank cheque books are a pain and in this digital age everyone should stop using them. All banks including HDFC Bank, ICICI Bank, Axis Bank, SBI (State Bank of India), PNB (Punjab National Bank), Bank of Baroda offer cheque books. The worse part about them is that the use of cheques forces you to visit the bank.
You also need to ensure your sign matches every time and you have to fill forms that can be very frustrating as they requires penning each and every account number as well as cheque number plus you have to get that slip stamped by the bank – nowadays banks have stopped stamping the slip, but that has added to the problem for a bank customer. Till the cheque is not realised and the money is transferred, you are anxious about the fact that you may have made a mistake somewhere. Finally, you have to wait for days for the funds to get transferred into your account.
Now, there is no need to do that anymore. All you need to do is go digital and adopt Net banking. It is not just environment friendly, it will stop people from using precious paper, but also stress free as well as quick. You can transfer money with just a click and receive funds fast too! Now, you have the power to transfer money to another bank or e-wallet from your home, office or even standing at the Railway station or any street at all – in short, you can receive and send money at any time (24×7), even on Sundays and bank holidays at all from anywhere.
Among the many other benefits of Net banking are pay your utility bills, update contact details, book fixed deposits, and add nominee to your account.